Buyers

Four Major Steps in the Home Buying Process

Here at Giraffe Realty, we make every effort to best represent the needs of our clients every step of the way.  If you are looking to buy a home in the Greater Houston area, including the suburbs of Katy, Cypress, Tomball, and Spring, we would appreciate the opportunity to work with you to buy your “ideal” home.

1.  Getting Started— This is the beginning of an exciting and sometimes nerve wracking journey.  You must decide how to approach your home search as well as who will assist you.  When purchasing a home, it is critical that you hire a realtor who will represent your best interests.  Accredited Buyer’s Representatives (ABR), such as Kathy Jones at Giraffe Realty, have received specialized and additional training in the home buying process.  Realtors who have earned the ABR designation are committed to ensuring you have a successful and smooth transaction.

The internet is a great place to start planning your next move

 

2.  Finances— Next, you will need to take a look at your credit rating and outstanding debt.    You will need to create a budget and speak with a mortgage broker to determine how much of a home you can afford.  You should become familiar with your closing costs as well as the HOA Fees and tax rates of any given community since these dollar amounts are highly variable.

3.  Finding and buying a home— Your realtor will help guide you through the entire  home buying process.  Together, you will view homes and determine which location, key features, and “must haves” of a home you are wanting.  I always tell my clients that we are looking for their “ideal” home, not their “perfect” home.  Compromises will need to be made, especially if you are not the only one who is a decision maker.  Your realtor will explain important  information to consider when it comes to resale.  Your realtor will also share any relevant market knowledge he/she may have.  Once you have chosen a particular home that you want to buy, your realtor will write up the offer and hopefully get you to the closing table as effortlessly as possible.

4.  Moving— Finally, the day you have been waiting!  With more careful planning, you should be ready for a positive moving experience.  Buying a home is one of the most memorable times in your life.  You will always remember your moves, and it is Giraffe Realty’s distinct pleasure to be a part of that indelible memory.

Excited and Ready to Move!